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View ArticleIndiana sees high percentage of ‘zombie’ foreclosures
The Great Recession and housing market crash brought with it unprecedented numbers in terms of foreclosures. Not only did the housing crash effect homeowners who really wanted to continue living in...
View ArticleI’m broke. Should I consider a reverse mortgage?
You are over 62 years old, own a home and are struggling to pay the bills. An advertisement comes on TV that tells you that you can turn your home’s equity into “tax-free cash.” You learn that by...
View ArticleYoung Americans really racking up the credit card debt
Many Indiana residents know how credit card debt is. Either accrued over time due to poor budgeting, or relying on a credit card for necessary purchases, having credit card debt can be frustrating and...
View ArticleBaby boomers struggling with credit card debt too
In our last post we focused on the fact that younger Americans are really starting to rack up credit card debt. And while this is certainly true, Demos, a policy research organization, found that...
View ArticleIndiana residents: Think long and hard about debt relief solutions
Many Indiana residents are struggling with debts and trying to figure out how to not lose things like their cars and homes to repossession or foreclosure. This had led many to make bad financial...
View ArticleHow to Stop Debt Collectors from Calling and Harassing You 6.13
Many Indiana consumers are unaware of their rights when it comes to stopping debt collection practices against them. Your creditors will typically send your account for collection to a collection...
View ArticleDoes Debt Settlement Work? 9.13
How Effective is Debt Settlement? If you have debts that you are unable to pay, you have choices that you can make to reduce your debts. One such option is debt settlement. Debt settlement consists of...
View ArticleWhat You Need to Know About Indiana Bankruptcy Judgments and Credit Reports
The Indiana statute of limitations governs the maximum amount of time that a party has in order to sue someone for a debt. The statute of limitations for oral contracts and written contracts concerning...
View ArticleHow to Handle Mistakes on Your Credit Reports
Handling Credit Mistakes and Billing and Electronic Errors A recent government study reflects that there are approximately 40 million Americans with mistakes on their credit reports. Just about...
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